Cryptocurrencies – Buy, Sell, Ignore?

Cryptocurrencies are all the rage currently, you would have to have been in a cave to not have heard of them by now! Truly digital currencies that can be exchanged instantly and have no centralized oversight – this could be a truly revolutionary technology that changes banking as we know it! For you and me though? The real question is are they a good investment? Lets find out! Continue reading

Posted in Investing | Tagged , , | Leave a comment

Investing Basics – Understanding Stocks and How to Trade Them

There are many characteristics to individual equities that you can purchase and sell, but what do all the different numbers and terms mean? I will explain using Apple stock.

Continue reading

Posted in Investing, Personal Finance | Tagged , , , , , , | 3 Comments

How to Build and Stick to a Budget

Budgeting can seem like a daunting task. You aren’t sure where to begin and how to go about creating a budget you can stick to. I am going to show you an easy way to create your own budget in excel or you can use a great online program.

Continue reading

Posted in Personal Finance | Tagged , , , , , , , , , | Leave a comment

Should You Refinance Your Mortgage? When, Why, and How Answered!

It is no secret that interest rates have been extremely low for almost a decade now, but that appears to be changing. The Fed has already started to raise interest rates, and it appears that they will continue to do so over the next few years. So the question is, should you refinance your mortgage now before interest rates rise even further?

Continue reading

Posted in Personal Finance | Tagged , , , , , , , , , , | Leave a comment

Pay Off Your Credit Card Fast, But How? Higher Interest Rate or Snowball Method?

Across the web you find a lot of people talking about whether you should pay off the higher interest rate credit card first or use the Snowball Method and pay of the smallest balance first and then the next smallest so you can feel the accomplishment of paying off a credit card. Well what is the cost and benefit of each approach?

Continue reading

Posted in Personal Finance | Tagged , , , , , , , , | 1 Comment

The 5 Week $500 Challenge

Today I want to challenge everyone out there to save $500 over the next 5 weeks. That is only $100 a week, but if that seems daunting it isn’t. I will give you some advice and tips and tricks you can use to achieve this goal.

Continue reading

Posted in Personal Finance | Tagged , , , , , , | 1 Comment

Pay Yourself First – A Guide to Saving

Every single person on this planet has their own employee, everyone!

Start to think of your future self as your employee. Just like every other employee out there, you need to make sure you are paying your employee. Whether it’s $5¬†or $500, the only way you can get yourself into financial freedom is by making sure you are keeping your employee well paid!

Continue reading

Posted in Personal Finance | Tagged , , , , , , | 3 Comments